Privacy Policy
Why do you need to know?
Registered Investment Advisors (“RIAs”) must share some of your personal information in the course of managing their relationship with you and/or servicing your account. Federal and State laws give you the right to limit some of this sharing and require RIAs to disclose how we collect, share, and protect your personal information.
What information do we collect from you?
|
Social Security or taxpayer identification number |
Assets and liabilities |
|
Name, address and phone number(s) |
Income and expenses |
|
E-mail address(es) |
Investment experience and goals |
|
Account information (including other institutions) |
What information do we collect from other sources?
Custody, brokerage and advisory agreements | Account applications and forms |
Other advisory agreements and legal documents | Investment questionnaires and suitability documents |
Transactional information with us or others | Other information needed to service account |
How do we protect your information?
To safeguard your personal information from unauthorized access and use we maintain physical, procedural and electronic security measures. These include such safeguards as secure passwords, encrypted file storage and a secure office environment. Our technology vendors provide security and access control over personal information and have policies over the transmission of data. Our associates are trained on their responsibilities to protect Client’s personal information.
We require third parties that assist in providing our services to you to protect the personal information they receive from us.
How do we share your information?
An RIA shares Client personal information to effectively implement its services. In the section below, we list some reasons we may share your personal information.
Basis for Sharing | Do we share? | Can you limit? |
Servicing our Clients: We may share non-public personal information with non-affiliated third parties (such as administrators, brokers, custodians, regulators, credit agencies, other financial institutions) as necessary for us to provide agreed upon services to you, consistent with applicable law, including but not limited to: processing transactions; general account maintenance; responding to regulators or legal investigations; and credit reporting. | Yes | No |
Marketing Purposes: Santiago does not disclose, and does not intend to disclose, personal information with non-affiliated third parties to offer you services. Certain laws may give us the right to share your personal information with financial institutions where you are a customer and where Santiago or the Client has a formal agreement with the financial institution. We will only share information for purposes of servicing your accounts, not for marketing purposes. | No | Not Shared |
Authorized Users: Your non-public personal information may be disclosed to you and persons that we believe to be your authorized agent(s) or representative(s). | Yes | Yes |
Information About Former Clients: Santiago does not disclose and does not intend to disclose, non-public personal information to non-affiliated third parties with respect to persons who are no longer our Clients. | No | Not Shared |
Changes to our Privacy Policy
We send a copy of this Policy as updates occur to each Client for as long as a Client maintains an ongoing relationship with us.
Periodically we may revise this Policy and will provide our Clients with a revised Policy if the changes materially alter the previous Privacy Policy. We will not, however, revise our Privacy Policy to permit the sharing of non-public personal information other than as described in this notice unless we first notify our Clients and provide each Client with an opportunity to prevent the information sharing.
Non-clients may request a copy of our Policy by contacting us at kv@vigocap.com.
Any Questions?
You may ask questions or voice any concerns, as well as obtain a copy of our current Privacy Policy by contacting us at (786)-648-9665.